Best buy credit card is issued to customers of Best Buy stores by Citi bank. Don’t miss out on using this awesome credit card and its benefits if you are a regular shopper at best buy stores. With the Best Buy card you can cut down on expenses made at the store through discount offers associated with the card and even gain reward points.
With the Best Buy Card online credit management platform you can manage your account and make purchases anytime and anywhere you want. You don’t have to go through long bank processes to perform transactions when you can do it from your home with your credit card.
But like every other credit card user, you are probably wondering about the card’s rates, services and benefits, well, we are here to help you with this credit card’s review so you can make a better decision.
Best Buy Credit Card Review
Best buy credit card offers customers opportunities to save up while making purchases of electronics, cell phones and other electronics devices customers love to buy. It is probably a good choice for you; this means you can keep upgrading your electronic device from time to time without bothering about spending too much.
Moreover, the more you buy from the Best Buy stores with your credit card, the more discount offers and reward points you are likely to get. So if you see yourself visiting best buy stores over and over again, it’s best if you sign up for its credit card. You just have to apply for Best Buy Credit Card through an easy online process, and then Citi bank will send a particular type of best buy credit card to you after application approval.
You either get my Best Buy credit card or my Best Buy visa; it is totally in the hands of Citi bank to choose which one to give you after you must have submitted your application.
Benefits Of Best Buy Credit Card
Best buy credit card is a branded credit card for making purchases in Best Buy stores, so you get to enjoy its benefits only when you purchase from best buy in- stores or online stores.
As a new Best Buy credit card member you get a welcome bonus of 10% cash back when you make purchases within 2 weeks of activation. You can even earn 1.5 points when you spend $1 at gas stations, restaurants and clubs and you also earn 1 point when you use this credit card at grocery stores and bars.
When you purchase items over $35 you get to enjoy free shipping services and your reward certificate is emailed to you when you reach 250 points. The customer is not required to pay additional cash advance charges, and you get to enjoy lots of benefits with this credit card.
Best Buy Credit Rates/Fees
- The APR rate is considered rather high at 26.49%
- There is a minimum fee of $15 for balance transfers
- There is no annual fee attached to this credit card’s usage.
- Late payment fee is $38
- Cash advance rate is 29.24%
- You get a grace period of 25 days
How To Apply For Best Buy Credit Card
- You can apply for this credit card by visiting the online portal of Best Buy Credit Card Application
- Then fill out the application form by providing the necessary information, enter your first name, last name, email address, password, confirm password, phone number and my best buy number ID
- After filling the form, tap CREATE AN ACCOUNT to conclude application process
You can check your application status online with your mobile device; just go to the check status page and provide your date of birth, SSN and Zip code. When your application is approved, your credit card will be sent to you. To activate your card to start making purchase you have to call at 1-888-574-1301, you will be required to provide your card details.
How To Login to Your Best Buy Credit Card
The online access enables customers to view transaction history, pay credit card bills, sign up for email or text alerts, increase credit limit and enroll for more services. To login your account:
- Visit the sign in page of best buy credit card
- On the left part of the page, enter your user id and password on the right fields
- Then click the yellow sign on widget to access your account.
How To Recover Best Buy Credit Card Username And Password
You can recover your Best buy card login details when you lose them and regain access to your account by
- Visiting the login page of Best Buy credit card, then click on the RETRIEVE USER ID or RESET PASSWORD link depending on which applies to your case.
- Then complete the on-screen section that appears, once you are done you will be allowed to set new login details to enable you access your account
How To Contact Best Buy Credit Card Customer Service
Best Buy Customer service department is available to address customers’ issues from Mondays to Fridays at 9 a.m. -9 p.m. local time, you just have to call Best B