Start building credit for tomorrow with the Citi Secured Mastercard, the card that helps you build a credit history for your financial future with no annual fee.
If you are looking to establish or improve your credit, the Citi Secured Mastercard will help you get there. All you have to do, is simply make everyday purchases and make your bill payment on time.
This card is a good option for customers who have little or no credit history and can help you build credit when used responsibly. So you can start building credit with a card that helps you build one.
Citi Secured Mastercard
Best of all, the Citi Secured Mastercard reports to all three credit bureaus. What this implies is that it can help you build your credit faster. Once available, you will have free access to your FICO score online. Tracking your score is a great step in managing your credit history and taking control of your financial future.
So take the first step today towards achieving your financial goals and apply for Citi’s secured credit card.
Citi Secured Mastercard Benefits
Enjoy amazing benefits with the Citi Secured Mastercard:
- With Citi Identity Theft Solutions, you can resolve identity theft and get your life back on track.
- Reports to all three credit bureaus.
- Protects you completely against unauthorized charges on your account. At Citi, you will not be held responsible for a charge that you did not authorize, online or otherwise.
- 24/7 customer service.
- With automatic account alerts, you stay informed and stress free.
- Choose your preferred payment due date.
- Use Digital Wallets and shop with confidence in millions of places online within the apps and in stores.
- Tap your card with Contactless Pay and shop safely with a contactless-chip enabled card.
Citi® Secured Mastercard® Application
There are things you should know before you apply for the Citi Secured Mastercard:
Eligibility Requirements
- Review your income and debt
- Security deposit must be equal to your credit limit
- No bankruptcy history within the last two years.
- The security deposit required for this product is minimum $200.
How to Apply
- Go to Citibank application page
- Type in the following details on the web page; First name, Middle Initial (opt), Last name, Suffix (opt), Date of birth, Social security number
- Tick the appropriate box and answer the question “Are you a citizen?” by tapping either the “Yes” or “No” box.
- Fill out the following address and contact details; Home address, Apt/ste. (opt), Zip code, City, State
- Tick the appropriate box, if you’d like to provide a P.O. Box address (opt)
- Fill out your Primary phone number, Work phone number
- Click on the corresponding box, if the primary phone number is your mobile number (opt)
- Type in your Email address (opt)
- Type in a security word
- Fill out the following financial information; Total annual income, Monthly mortgage/rent payment
- Type in credit line request (Security deposit amount)
- Add an authorized user (Opt).
- Review the terms and conditions of the card and agree to them
- Complete the process by clicking on the “Submit” link to complete your application procedure.
Citi® Secured Mastercard® Activation
You cannot use your card if it has not been activated. To activate your card:
- Sign into Citibank online
- Tick on the “Activate your card” link, that is under your account details on the Account Summary screen
- Enter the needed One Time Pin (OTP)
- Pick the card you want to activate
- Click on the “Activate” link
- Go through with the prompts, to get your card activated.
Citi® Secured Mastercard® Login
Accessing your account is very important if you want to stay updated on your card offerings. To access:
- Go to Citibank login page
- Enter your User ID and Password
- Tap on the “Sign On” link.
Citi® Secured Mastercard® User ID and Password Recovery
It may happen that once in a while you forget your User ID and Password. That is why we have outlined the steps with which you can use to recover your User ID and Password:
- On the login page, click on the “Forgot User ID or Password? Link
- On the new page that pops up
- Enter your Debit/ATM/ Credit Card Number
- Tap on the “Continue” link
Citi® Secured Mastercard® Bill Payment
Make your bill payment, using BPAY®.
- Contact the number listed on the card’s website
- Type in your card or account number
- Select the third option
- Type in your Telephone PIN
- Fill out the biller code
- Type in the customer reference number
- Type in the amount in dollars and cents, excluding the decimal point.
Citi® Secured Mastercard® Customer Service
If you have any issues you need assistance with, you can contact the customer care team. You can do this by calling the number listed on the card’s website to get assistance.
