How To Find Your Credit Card Account Number – Knowing how to find your credit card account number is an easy process with or without your credit card handy.
Knowing how to find your credit card account number may be necessary if you want to pay your bill or access your information.
Here, let’s take through some basic steps, to help you locate your account number.
Search across the front of your card
Begin your search across the front of your card, because normally, a credit card number is usually either printed or embossed in raised numbers across the front of your card. This number, may be anywhere from 12, 16 to a 19-digit number.
Scroll past your Bank Identification Number (BIN)
Do not make the mistake of using the Issuer Identification Number (IIN), otherwise called Bank Identification Number (BIN) as your credit card account number.
The BIN number is to enable merchants to know the type of card you have as well as the bank that issued your card, thus this information is not part of your account number.
Note, here, that the first number of the IIN, depends on what major credit card company your card was issued. So you have to skip the first 6 numbers on your card.
Skip the last number
Skip the last number on your card, because this is the check digit, and is not part of your account number.
Write down the remaining numbers
After you have excluded the first 6 numbers and the last number on your card, write down the remaining numbers to find your account number. The remaining numbers after you’ve excluded the ones mentioned above will be your credit card account number. If you have a 16-digit card number, then your credit card account number should be nine (9) digits.
How To Find Your Credit Card Account Number Without a Card
To find your credit card account number without a card, check your credit statement if a paper bill is what you get. This is because your account number may be listed with your personal information at the top of the bill. Be it as it may, due to security concerns, some credit card companies have devised a means of only including the last 4 digits of your account number on your statement.
Another way to finding your account number is via online if you have that option. You can use this medium as a secure and convenient option to enable you manage your information. All you have to do, is visit your company’s credit card website, and sign in, and then scroll to your account number details and locate the number.
On the other hand, if you have never used your credit card company online portal, you may be required to key in your account number in order to create a login. In case you find yourself in this position, you may need to call the credit card company to gather the information you need.
As a third option, you may have to call the credit card company to get your credit card account number if the above mentioned options do not suit you. You can find the number for your credit card company on your bill, or online.
All you have to do is call and supply the customer service agent with identifying information required, to find your account number.
