The marbles credit card is one of the best credit builder cards in the market today, targeted at those with poor credit or no credit history in the U.K.
Like other credit builder cards, it can be a great tool to build up a poor or limited credit history by paying at least the minimum monthly parent on time and staying under the credit limit to demonstrate that you can handle credit responsibility.
Breakdown Of The Marbles Credit Card
The marbles credit card is issued by NewDay limited who also provides the aqua card, opus card, also an option for those with bad credit.
This credit card has a credit liking of up to £1200 and you could receive an increase in credit on your fourth statement. The representative APR is 34.9% and no annual fee but you will be charges a fee of £12 if you make a late payment or go over your credit limit.
The representative APR is variable and is subject to status, ranging from 34.9% to 69.9% depending on your current financial situation and credit history.
Card Requirements
- You must be over 18years
- You must have a U.K., bank or building society account.
- You haven’t been registered bankruptcy in the past 18months or have proceedings against you.
Card Benefits
- Ability to rebuild your credit score.
- Global usage of card.
- Easy online account management.
- Has a secure code that gives you peace of mind when shopping online.
- Enabled for contactless payments of up to £45.
- Fast check eligibility checker.
- Free SMS alerts to help you manage your account.
Having known the benefits, let’s dive in to managing your credit card.
Manage Your Marbles Credit Card
Marbles credit card is used by thousands of people everyday to pay for things like meals out, new clothes, and holiday stuffs. Credit cards are easy to carry than cash, they are quick and simple to use and just about everywhere you shop will accept credit cards for payments.
While your main focus for getting a credit card like this should be to build up your credit score, and why not as it can be an important aspect for securing loans and gaining more favorable credit rates, it will pay you to be very mindful of how you manage your credit cards.
At the end of the day, you don’t need the marbles credit card to build up your credit score, but it does make doing so easier as long as you manage it properly.
Note: To better understand the value of the marbles credit card, you need to look at it in the context of other available credit card options. Compare the marbles credit card with other credit builder cards to see which may be more suitable for you.
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