Mile up Credit Card – If you’re a frequent traveler with the American airlines, the Mile up credit card is the right card for you—this credit card helps you boost your mileage account with every purchase and you will have to pay an annual fee.
Also known as American Airlines AAdvantage mile up card, this card is seen as a decent credit card but not as regarding as some of its credit card counterparts. This credit card is issued by Citibank, it is best for noncommittal fans of the American Airlines credit who have excellent credit and are looking to ease into a frequent flyer program.
Mile up credit card Benefits
- No annual fee.
- Earn 10000 American airlines AAdvantage bonus miles.
- Receive a $50 statement credit after making $500 in purchases within the first 3months of account opening.
- Earn 2 AAdvantage miles per dollar spent on purchases made directly with American airlines.
- Earn 2 AAdvantage miles per dollar spent at grocery stores.
- 3% foreign transaction fee.
- 24hiur fraud protection
- EMV chip technology.
- $0 liability for unauthorized charges.
Mile up credit card Card fees
- Annual fee; $0
- Balance transfer fee; 3%
- Balance transfer; $5
- Cash advance; $10 or 5%
- Foreign purchase transaction; 3%
- Late penalty; up to $40
- Returned payment; up to $40
Earn Miles on daily spendings
The Mile up credit card allows users to earn miles at a faster rate than usual for an airline card, thanks to its bonus on grocery store purchases. While most airline cards only offer bonus miles on purchases made directly with the airline, the mile up credit card offers 2x miles on eligible American Airlines purchases and grocery purchases and 1 mile per dollar in other purchases.
For the grocery store category, eligible locations includes; supermarket, bakeries, and convenience stores. Purchases at superstores or warehouse stores like Walmart or Costco do not qualify nor do purchases at cafes or fast food restaurants.
There’s no limit to how many miles you can earn your Mike’s will not expire as long as you earn or redeem miles on American airlines or a partner airlines at least once in 18months.
To get more value out of this card, you maybe better off with a higher tier American airlines card as long as you can swing the bigger spending requirement and annual fee.
However, the mile up credit card offers a modest bonus of 10000 Mike’s and a $50 statement credit if you spend $500 in the first 3months while there are much more impressive signup bonus to be found, the mile up card at least rewards it to you with a very modest spending threshold and no annual fee.