Military Star Credit Card – Application – Military Star Credit Card Login

The Military Star credit card is a card designed to aid exclusive armed services credit program for military exchange stores. It is a card that applies to every stage of your life.

It is a private label line of credit issued by Exchange Credit Service (ECP) and managed by the Army and Air Force Exchange Service (AAFES).

Military Star Credit Card

With no annual fee or overcharge or late payment charges and a percentage off services at certain exchange-operated businesses on base, this card can only be used only in exchange-operated stores.

Military Star Credit Card Review

Before now, cardholders could decide to apply for the Military Star Rewards Mastercard. This was a combination of the private label credit line, with a Mastercard line of credit managed by Chase bank.

Those two lines of credit, combined into a single physical card, pictured as two separate accounts on user’s credit reports. They were managed via two separate account websites.

However, over the fall of 2015, Military Star Card and Military Star Rewards Mastercard cardholders were issued new cards- one for each account. Now unlike the previous programs, all cardholders of the new Military Star Card, not just the Mastercard holders were now to receive points for $1 spent at on-base businesses that accept the card.

Military Star Credit Card Benefits

We know you like to know the benefits that comes with signing up for a Military Star credit card. Here let’s start the tour:

  • Programs to support the well being of your military community
  • Fair and flexible terms to help you safely and affordably build your credit score.
  • Cardholders get points for every $1 spent at on-base businesses that accepts the card.
  • After cardholders reach 2,000 points, they automatically get a $20 Exchange gift card in the mail
  • Military members who hold the new Chase Military Free Cash Rewards card, get a 2% cash back on all purchases at Exchange businesses, MWR locations and the commissary. Also 1% back on all other purchases.
  • Cardholders who had outstanding rewards balances on their Military Star Mastercard, were given until late September 2015 to cash out their balances through Chase Bank or automatically receive their rewards in the form of exchange gift cards. The gift cards were to arrive the U.S. Postal Service in late November.
  • Multiple discounts that save you money all year round.
  • No interest on Military clothing.
  • 2 points per dollar on all purchases
  • 10% discount for purchases made within 24 hours of receiving your card
  • 10% military food court discount.

Eligibility Requirements

You have to meet the following criteria, to stand eligible to apply.

  • Admits veterans (with Exchange access) active duty, reservist, retired service member, military spouses and dependents.
  • Admits anyone with Exchange shopping privileges.

Military Star Credit Card Application

If you wish to apply for the Military Star credit card, you can do so by visiting the Exchange Credit Program website.

Alternatively, you can also apply, by calling with the number listed on the card’s website.

Intending applicants can also apply at a military base.

Military Star Credit Card Application Status

Check your application status online at the Military Star Card website by following these steps:

  • Log into the website
  • Tick on “Member Services” button, and tick on account information.

As a second option, you can also check your application status, by calling with the number provided on the card’s website.

Military Star Credit Card Login

All that you need to access your card account are these simple secure steps:

  • Scroll to
  • Provide your User ID and Password
  • Tick on the “Login”, to unlock your account.

Military Star Credit Card User ID or Password Recovery

You need your User ID and Password to access your account, there’s no going around it. Let’s show how to retrieve it:

User ID

  • Tick on the “Forgot User ID” link
  • Provide your Last name, Last 5 digits of SSN, and Date of birth
  • Type in the string as shown above
  • Complete the process by clicking on “Validate”.


  • Tap on the “Forgot Password” link
  • Provide your User ID, Last 5 digits of SSN and Date of birth
  • Type in the string as shown above
  • Complete the process by clicking on “Validate”.

Military Star Credit Card Bill Payment

Pay your Military Star credit card periodic bill payments using these steps:

  • Go to the Military Star Card website.
  • Sign into your account
  • Tick on the “Member Services” and tab. Click on the “Payment Methods” button, to make your bill payment.

Military Star Credit Card Customer Service

There’s a Military Star credit card customer service team to take your questions and suggestions. To reach them, visit the card’s official website, and call with the number provided on the site.

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