If you want a credit card that can help you build your credit history, the opus credit card is a good choice for you. An Opus credit card is specifically designed for users who struggle to get accepted for a credit card with low or bad credit.
The Opus credit card is issued by Newsday limited who are well known for bad credit card services.
This card is equipped with credit building features, it allows cardholders to manage their credit in an easy and hassle freeway. With a manageable credit limit of £250 to £1200. Cardholders can use the card for a variety of transactions and even transfer cash to a bank account.
This card is designed to help you manage your finances which is why the opus credit card offers flexible repayment dates, in case you’re short of money when the repayment date is due.
You can receive text messages reminding you that your repayment date is coming up and you can check if you’re eligible before you apply.
Opus Credit Card requirements
- You must be 18years of age.
- You must be a current U.K., resident.
- You must be declared bankrupt in the past 18months.
When it came messenger to flexibility and maximum control, the Opus credit card supports text reminder so you can pay bills on time. Cardholders can choose and change the payment dates, suited to their finance arrangements.
Opus Credit Card Rates and Fees
- Annual fee; none.
- Late payment fee; £12.
- Money transfer fee; 3%.
- Balance transfer fee; 3%.
- Minimum credit limit; £250.
- Grace period; 48days.
- Annual transfer fees; 39.95% — 54.95%.
The opus credit card can also be managed through the Opus card app, to see recent transactions, manage credit, and more. It’s incredibly convenient, easy and secure.
Opus Credit Card Application Process
Applying for the Opus credit card is as easy as you can do it online, to get started simply visit the opus site and click register.
- Visit the opus card site.
- Tap on the check eligibility.
- Enter your personal Info.
- Enter your contact info.
- Enter your residential address.
- Enter your employment status.
- Choose either cash withdrawal or money transfer.
- Choose how you’ll like to be informed about these offers.
- Click check my eligibility.
As soon as you’ve been approved, you can follow the instructions to apply for the card.
One major advantage of the opus credit card is that a mobile opus app is made available to help you manage your opus account and control your payments. The mobile app is very convenient and secure to use.
For enquiries about the opus card, contact opus customer service at the number on their customer service page.