Reflex Mastercard Credit Card – Continental finance offers a handful of credit cards for individuals who are trying to build or rebuild their credit. The credit cards have similar features and terms, and the Reflex MasterCard credit card is one of the options that can be applied for without a security deposit.
The Reflex MasterCard credit card is a full-service credit card that can be used anywhere that MasterCard is accepted, both nationally and internationally. The credit card is issued by Celtic bank but is managed by continental finance that provides customers support for registrations and inquiries.

Who Is Reflex Mastercard Credit Card For?
As I said, the Reflex MasterCard credit card is available and can be used by individuals with a less than perfect credit rating who are looking to build up their credit history.
You might not need great credit to qualify for the reflex MasterCard credit card, and you won’t have to pay a deposit if approved – this is an important consideration since many cards for building credits are secured.
Let’s take a look at the basic features and application process of the Reflex MasterCard credit card.
Credit Card Highlights
- The card offers are for authentic MasterCard with a credit limit between $300–$750.
- $0 fraud liability.
- Potential credit limit increase after six months.
- Monthly reporting to the three major credit bureaus.
- APR ranges from 25.90% – 29.99%
- Annual fee of $75 — $99.
- See if you prequalify for the credit card.
Reflex Mastercard Credit Limit
The reflex MasterCard credit card has an initial credit limit of $300 and $750 with the potential to increase after six months. Applicants who do no meet the application requirements may be offered the opportunity to submit a security deposit to qualify for the credit card.
Credit limits will still fall between$300 to $750 but a security deposit may be required.
Reflex Mastercard Credit Card Application Process
There are two ways you can apply for the reflex MasterCard credit cards and they are;
- Via online
- Via phone call on the customer service page.
Once your application has been approved, your credit card I’ll be mailed to you within three working days. You can apply online for approval in minutes but make sure to budget for setup, maintenance, and annual fees. All this budgeting isn’t necessary with most other credit building cards.
In Summary, What To Watch Out For…
- Low credit limit.
- Numerous high fees.
- Annual fee.
- Monthly maintenance fee.
- Additional card fee.
- Late and returned payment fees.
- Cash advance fee.
- Foreign transaction fees.
- High APR.
Note; this credit card lacks an interest grace period on purchases.
The Reflex MasterCard credit card isn’t a helpful choice for building credit.