Tjx Credit Card – Like most other store credit cards, the thx credit card comes with a significant APR and no annual fee. Tjx credit cards are designed for frequent shoppers of Tj Maxx and its affiliated brands like Marshalls, Home Goods, and Sierra Trading Post.
With over four decades of experience providing department store quality at discount prices, T.j Maxx has become one of the largest clothing retailers in the U.S., operating in more than 1000 locations worldwide.

Benefits of Tjx Credit Card
- 10% off cardholders first in store transaction
- 5points for every dollar spent at retail stores.
- Easily track your credit card due dates.
- An invitation to exclusive shopping events.
- $10 worth certificate will be issued once you reach 1000 points.
You can keep using the Tjx credit card without worrying about high interest rates or late fees.
Other benefits includes;
- Price protection.
- MasterCard ID theft protection.
- Extended warranty of up to a year.
Tjx Credit Card fees
- Annual fee; $0
- Balance transfer fee; N/A
- Foreign transaction fee; none
- Cash advance fee; $10 or 4% of the amount of each cash advance.
- Intro APR; N/A
- APR on purchases; 26.99%
If you can keep a close eye on your rewards points, maximize the discount opportunities that pops up during the year and pay off your balance each month, you may be able to get some decent value out of using this credit card.
Application Procedures – How To Apply for Tjx Credit Card
Applicants for a credit card at The are considered for two cards through synchrony Bank. The rewards for both cards are the same for purchases at The companies including; The Maxx, Marshalls, Home Goods, Sierra, and home sense stores.
Applicants with a low credit score will be considered for the Tjx Rewards Platinum MasterCard, which is a store-only card. Another is the Thx rewards credit card, which is a store card that can only be used at T.j Maxx and it’s affiliate brands in the U.S. and Puerto Rico.
You can apply for Tjx credit card at any Tjx store or at T.j Maxx website. You’ll need to provide your name, address, phone number, email, SSN, and annual income info. Unfortunately, you can’t apply for a Tjx credit card via phone.
Once you’re approved for either of the Tjx credit card, you can now login and manage your credit card account online.
Manage your Tjx Credit Card Account
There are two simple ways you can easily manage and pay your Tjx credit card account bills, they include;
You can manage your Tjx credit card account online through their online sites, which are powered by synchrony bank. You can also reach them on phone by calling The number on the Website .