You can apply now for the Torrid credit card, a card that enables you to earn Torrid exclusives. This card is an ideal card for avid Torrid shoppers. It comes with some decent discounts, which includes a useful sign-up combo of $15 off $50 and 25% off your first Torrid credit card purchase.
The Torrid credit card sole value comes from its semi-annual coupons. The card represents a way of earning rewards at the popular clothing retailer.
This card rewards it’s loyal customers, mostly those who make big purchases. You’ll get two 30% off coupons each year with the Torrid card, as earn 1 point dollar.

This may add up to a free purchase or two throughout the year. When you spend more than $1,000 per year at Torrid, you’ll attain platinum membership, which enables you to earn 1.5 points per dollar.
Torrid Credit Card Benefits
Benefits that makes the Torrid credit card a prized possession to avid Torrid shoppers:
- Get in on the Insider, Loyalist or VIP Torrid Rewards perks.
- Earn extra 5% off Every Day with your card.
- There’s 25% off your first Torrid credit card purchase online.
- $15 off $50 Welcome Offer with your card (when your card arrives).
- Exclusive access to sales, offers and more.
Torrid Credit Card Application
Now that you know all that Torrid credit card offers, let’s see what steps you need to take to apply:
- Visit d.comenity.net/ac/torrid/public/home
- Press the ‘Apply Now’ button.
- Navigate to the personal information section and key in your: First name, middle initial, last name, suffix, social security number, date of birth and annual income.
- For the next step, which is the contact information section, fill out your zip code, street address, suite or apartment (optional), city, state, email address, confirm email address, mobile phone, alternate phone.
- Add an authorized buyer to your account.
- Fill out a referral code (optional).
- Press on the ‘Continue’ link to proceed further with your application.
Torrid Credit Card Login
Here are the steps you need to log into your credit card account:
- Go to d.comenity.net/ac/torrid/public/home link.
- Fill out your username and password
- Click on the ‘Remember Me’ box, if you want to stay logged in.
- Tick on the ‘Sign In’ option to access your account.
Torrid Credit Card Username or Password Recovery
Recovering your username or password can be quite easy using the following steps:
- Go to d.comenity.net/ac/torrid/public/home link.
- Navigate to the fields provided, and fill out your:
Account Number or Username
Zip Code / Postal Code
Identification Type
Last 4 Numbers of Social Security number
- Hit on ‘Find My Account’ option.
Torrid Credit Card Payment
There are four options to choose from in making your card payment. You can pay using the following options:
- Pay online via the card’s secure card website.
- Pay your credit card via your bank.
- Pay by sending a mail via the mail address of the credit card.
- By calling the card phone number, and providing the agent with your checking and routing number.
Torrid Customer Service
To contact the customer care team, you have to contact them using the number on the card’s website to get the answers you need.