TRIO Credit Card – Get decent cash back rewards in popular spending categories with the no annual fee TRIO credit card. This card is issued by Fifth Third Bank and offers bonus rewards on some of the most common spending categories, although not without spending caps.
This card additionally comes with a sign-up bonus as well as a break on interest for balance transfers. However, to apply, you must be a member of the Cincinnati-based Fifth Third Bank or live in one of the 10 states it serves.

On the whole, the TRIO credit card is a good credit card that offers a wide variety of benefits and perks. 10,000 bonus points can get things started after spending $1,000 in the first 90 days and a 3% 2% and 1% rewards programs follows.
TRIO Credit Card Benefits
Looking on the bright side, the TRIO credit card comes with the following benefits:
- A 3% cash back at restaurants
- 2% cash back on gas and at drug and grocery stores ($1,500 combined spend each quarter).
- A 10,000 bonus points (worth $100) after spending $1,000 in the first 90 days.
- There’s 0% intro APR on balance transfers for 12 billing cycles without an annual fee.
TRIO Credit Card Application Requirements
Therequirements are as follows:
- You must be at least 18 years old.
- Must be a citizen or permanent resident of the United States.
As you apply, you’ll be asked to provide your:
- Full name and contact information
- Residential status
- Annual income and employment information
- Social Security Number
- A valid driver’s license or state ID.
TRIO Credit Card Application
There are three ways with which you can apply for the TRIO credit card:
- You can apply by finding a branch.
- By calling the number on the card website to apply.
To apply for TRIO credit card online:
- Go to the Fifth Third Bank website and look for the TRIO credit card from the list of cards.
- Hit on the “Apply Now” option.
- Type in your personal details.
- Read through and submit your application.
TRIO Credit Card Application Status
Because of the automated pre-approval, you are likely to get a decision within a minute. If you need more information, Fifth Third Bank will send you an answer within 30 days. After you have been approved, you should receive your card in the mail within 7 – 10 business days.
TRIO Credit Card Login
To log into your credit card account:
- Scroll to the Fifth Third Bank secure website
- Hit on the “Log-In” option
- Type in your User ID and Password
- Hit on the “Log-In” option.
User ID? Recovery
- Go to the official website of Fifth Third Bank.
- Hit on the Log In option
- Navigate to the “Forgot User ID” option
- Type in your last name, social security number, zip code and account or card number.
- Then tap on the “Next” link.
Forgot Password
- Go to the official website of Fifth Third Bank.
- Hit on the Log In option
- Navigate to the “Forgot Password” option
- Type in your User ID, social security number, and account or card number.
- Press on the “Next” link.
TRIO Credit Card Customer Service
To get the answers you seek as regards the TRIO credit card, you can contact the customer care team by calling the number displayed on the card’s website.