From Fifth Third Bank comes the Truly Simple credit card. It is a card that helps you take it easy and keep it simple by consolidating your high-rate cards and make everyday purchases on one card which can make saving simple.
This card is available exclusively for Fifth Third customers with an eligible checking or savings account.
The Truly Simple card is a balance transfer card that comes with a 0% introductory APR on purchases and balance transfers for 15 months. Thereafter, the APR is a variable 11.99% – 22.99%, depending on your creditworthiness.

Other benefits enjoyed with the card include a $0 annual fee, no penalty rate for missed payments, identity theft protection as well as a zero liability protection.
Truly Simple Credit Card Benefits
The Truly Simple credit card stays true to its name. Let’s see what it offers:
- $0 annual fee
- No penalty rate (APR) for a missed payment.
- Cardholders can save time at checkout, by uploading their card to any one of Truly Simple’s three digital wallet solutions.
- There’s a low 0% introductory APR for the 15 billing cycles after your account is opened on purchases and balance transfers. Thereafter, your variable APR will be 11.99% – 22.99%.
- Shop worry free with zero liability and get protection from unauthorized purchases on your account.
- Enjoy Mastercard ID Theft Protection.
- Take advantage of Mastercard Priceless® Cities, an exclusive benefit for Mastercard cardholders. You can take advantage of special offers like behind-the-scenes access and tickets to the most coveted events.
- Mastercard Global Service, gets you in on emergency customer service anywhere, anytime.
Truly Simple Credit Card Application Requirements
Therequirements are as follows:
- You must be at least 18 years old.
- Must be a citizen or permanent resident of the United States.
As you apply, you’ll be asked to provide your:
- Full name and contact information
- Residential status
- Annual income and employment information
- Social Security Number
- A valid driver’s license or state ID.
Truly Simple Credit Card Application
There are three ways with which you can apply for the Truly Simple credit card:
- You can apply by finding a branch.
- By calling the number on the card website to apply.
To apply for Truly Simple credit card online:
- Go to the Fifth Third Bank website and look for the Truly Simple credit card from the list of cards.
- Hit on the “Apply Now” option.
- Type in your personal details.
- Read through and submit your application.
Truly Simple Credit Card Application Status
Because of the automated pre-approval, you are likely to get a decision within a minute. If you need more information, Fifth Third Bank will send you an answer within 30 days. After you have been approved, you should receive your card in the mail within 7 – 10 business days.
Truly Simple Credit Card Login
To log into your credit card account:
- Scroll to the Fifth Third Bank secure website
- Hit on the “Log-In” option
- Type in your User ID and Password
- Hit on the “Log-In” option.
User ID? Recovery
- Go to the official website of Fifth Third Bank.
- Hit on the Log In option
- Navigate to the “Forgot User ID” option
- Type in your last name, social security number, zip code and account or card number.
- Then tap on the “Next” link.
Forgot Password
- Go to the official website of Fifth Third Bank.
- Hit on the Log In option
- Navigate to the “Forgot Password” option
- Type in your User ID, social security number, and account or card number.
- Press on the “Next” link.
Truly Simple Credit Card Customer Service
To get the answers you seek as regards the Truly Simple credit card, you can contact the customer care team by calling the number displayed on the card’s website.