The new Wayfair credit card comes with a better offer for cardholders. Partnering with Citi, Wayfair, a popular online furniture store, is scrapping its old credit card issued by Comenity bank.
With no annual fee and more attractive rewards than the old card brand, this credit card is what avid Wayfair shoppers need to reward them for using the card.
Launched in September 11, 2020, the card is now open for application.
Wayfair is launching two brands of cards which are the Wayfair Mastercard, and the Wayfair Credit Card. The Wayfair credit card is the lower-tier classic store card. This credit card can only be used on Wayfair retail websites and does not earn rewards anywhere else.

This card, comes with a 5% back in rewards at Wayfair and offers an option of deferred interest financing if paid in full up to 24 months on qualifying orders.
Wayfair Credit Card
The Wayfair credit card will be a good option if you are planning on furniture shopping. This is because, it can help you earn rewards on your purchases or finance them.
However, if you are not an avid Wayfair shopper, you may not really gain much from this card. This is, owing to its limited rewards earning and redemption opportunities.
Also, as a store credit card, this card can also be a good option for those who have lower credit scores.
Wayfair Credit Card Benefits
With the Wayfair credit card, you get the following:
- No annual fee charge
- Use your card to redeem rewards at any Wayfair retail websites, including wayfair.com, birchlane.com, allmodern.com, perigold.com, and Jossandmain.com.
- Get 5% back in rewards at Wayfair
- Enjoy deferred interest financing if paid in full up to 24 months on qualifying orders.
Wayfair Credit Card Application
To get in on the latest offer of the Wayfair credit card you need to apply. If you are ready to apply, do this. Submit an application to be considered for the card. After you are approved, you can either choose the Wayfair credit card or the Wayfair Mastercard.
To Apply:
- Go to the wayfair.com secure login page
- Enter your email address to sign in or to create an account.
- Then, tick on the “Continue” link.
Wayfair Credit Card Login
To access your online card account:
- Go to citiretailservices.citibankonline.com.
- Type in your User ID
- Tap the “Remember My User ID” if you want to stay logged in.
- Type in your password.
- Hit on the “Sign On link.
Wayfair Credit Card Retrieve User ID
Now to retrieve your User ID you’ll need to use the following steps:
- Go to citiretailservices.citibankonline.com
- Hit on the “Retrieve User ID” link
- Once the new page opens, confirm if you have a Wayfair credit card.
- Type in your card number
- Type in your name as it appears on your card
- Fill out your security code
- Fill in the last 4 digits of the Primary Cardholder’s SSN
- Hit on the “Verify” link.
Reset Password
You can reset your password with the following steps:
- Go to citiretailservices.citibankonline.com
- Hit on the “Reset Password” option
- Affirm if you have a Wayfair credit card
- Type in your card number
- Type in your name as it appears on your card
- Fill out your security code
- Type in the last 4 digits of the Primary Cardholder’s SSN
- Tick on the “Verify” link.
Wayfair Credit Card Payment
Possible options of making Wayfair credit card payment includes:
- Credit or Debit Cards (Wayfair, American Express, Discover, Mastercard or Visa)
- Wayfair Gift Cards and Store Credit
- Wayfair Rewards
- Paypal
- Affirm
- Personal Checks, Cashiers Checks, and Money Orders
- Purchase Orders
- Wire Transfers
Accepted Payment Options in the Account Center
To pay through the Account Center, you must have a checking account ready. For now, you can’t use a debit card to make a payment. You are to key in your checking account number and routing number.
This number is on your monthly statement at the bottom of your check, or you can get it from your bank.
Wayfair Credit Card Customer Service Number
Visit the Wayfair credit card website for more information. You can also call using the number provided on the card’s website to get more information about the card.