Wells Fargo Cash Wise Visa Credit Card Application

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Haven’t heard about the Wells Fargo Cash Wise visa credit card Application? Lol, you’re missing out. To learn about this credit card and all that comes with it, I urge you to read this article over and over again if possible.

If you’re looking for a cash back card, the Wells Fargo Cash Wise visa credit card may be a good pick for you. You don’t have to worry about spending within a certain category or activating rewards. The Wells Fargo Cash Wise visa credit card gives cash back on all spending without revolving category limits.

Wells Fargo Cash Wise Visa Credit Card Application

Wells Fargo Cash Wise Visa Credit Card – How It Works

This credit card is a good choice for everyday purchases, providing a simple 1.5% cash back on all purchases. While other credit card offers high rewards, they may be in-purchase category that isn’t very useful.

The credit card annual fee is $0 and there’s a $150 cash rewards bonus when you spend $500 in purchases in the first three months. Also, enjoy a 0% intro APR on purchases for 15months and make a balance transfer with a reduced balance transfer fee within the first 12days of account opening. After that, the variable APR is based on your creditworthiness.

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Card Rates And Fees

  • Fixed APR; 14.49% – 24.99%
  • APR on cash advances; 23.99% – 25.99%
  • Annual fee; $0
  • Foreign transaction fee; 3%
  • Cash advance fee; $10 or 5%
  • Late penalty; $37
  • Returned payment; $37.

Card Application Process

The Wells Fargo Cash Wise visa credit card application is quite an easy process that you can complete I’m minutes once you have all the required information handy. Applying got this credit card gives you a card with a flat rate of 1.5% cash back on all purchases.

Here’s how to apply;

  • Visit www.wellsfargo.com.
  • Click the banking and credit card option.
  • Select credit card.
  • Click the forward button link.
  • Select and tap on the Wells Fargo Cash Wise visa card.
  • Enter the about you by answering first the question are you a wells Fargo online customer?
  • Enter your personal info.
  • Enter your contact details.
  • Click the continue link to complete the application process.

This credit card is also a sole cash rewards card that offers you a rewards cash back for general purchase.

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Redeeming Rewards

Wells Fargo let’s you redeem cash back in multiple ways- you can take a credit towards your credit card statement or you can deposit cash back into an eligible wells Fargo  checking or savings account once your balance reaches $25.

Rewards that are redeemed as a credit to a qualified Wells Fargo mortgage, loan, or credit products are applied towards your principal balance. You must still make regularly scheduled payments.

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